If you’re traveling and a deer unexpectedly jumps out, causing significant damage to your car, it’s important to know what steps to take next to ensure coverage for repair or vehicle replacement, depending on the extent of the damage.
Check for Injuries
The first thing to do is check yourself and any passengers for injuries. Adrenaline may mask pain, so it’s important to check for any areas that could be bleeding physically. If anyone is injured, call 911 immediately.
Move Your Vehicle
If everyone is safe and your vehicle is drivable, slowly move it to the shoulder of the road to avoid further accidents. Turn on your hazard lights to alert other drivers of your position and the presence of the deer on the road.
File an Accident Report
Once you’re safe, call the police to the scene so they can file an accident report. You’ll need this document when you make your insurance claim. Safely take pictures of the deer and the damage to your car, which you will attach to the report later.
File the Claim
With the accident report and pictures, contact your insurance agent to initiate the claim. You can do this by phone or through an app by uploading the necessary information. If you need medical attention for injuries, ensure that this is also documented with the claim.
If you live in Evergreen, CO, or the surrounding communities, contact Davidson Insurance Agency for a personal auto insurance quote today.
